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I was referred to Flaherty Insurance through my Attorney. Our insurance costs were increasing dramatically every year, so I called Dan at Flaherty Insurance. He was able to reduce our pricing by 40%. We did not have to reduce our coverage, and the service improved!

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4th of July Safety Tips

Posted by Dan Flaherty on 29 June 2015 | 0 Comments

At Flaherty Insurance, we know Summer time is fun time. One of the biggest and best Summer holidays is, of course, Independence Day. This is America’s holiday, and it is tradition to gather, grill, party, swim, and generally make the most of the outdoors.

Fireworks have been a July 4th tradition since the beginning.  On July 3rd, 1776, John Adams, in a letter to his wife, Abigail, wrote that the occasion of the signing of the Declaration of Independence would be celebrated “with Pomp and Parade, with Shews, Games, Sports, Guns, Bells, Bonfires and Illuminations from one End of this Continent to the other from this Time forward forever more.”

For all you Marshfieldians out there, this reveals the history of your celebrations on the 3rd, as well as your old tradition of huge bonfires along Humarock Beach. 

Let’s work together to make sure you have a happy and safe holiday!

Fireworks: According to the Consumer Product Safety Commission (CPSC), “240 people on average go to the emergency room every day with fireworks related injuries around the July 4th holiday.”

  1. Know what you’re buying and how best to carry your fireworks
    • only purchase what you are familiar with and know how to use
    • do not carry on your person, in pockets, or small handbags / purses
  1. Be careful, smart & mature when lighting fireworks
    • never allow children to light them, or be unsupervised around fireworks
    • light one firework at a time & step back immediately to safe distance
  1. Make sure you know what to do with them after the sparks
    • never pick up and/or attempt to re-light a dud
    • keep bucket of water or hose on hand to soak used fireworks

Grilling: According to the National Fire Protection Association (NFPA), “each year, an average of 8,800 home fires are caused by grilling, and close to half of all injuries involving grills are due to thermal burns.”

  1. Be sure you put your grill / BBQ in the best position before starting
    • place far away from house, railings, and all wooden things
  1. Learn the rules for lighting and turning off your grill
    • open lid first, then propane & turn on knobs before you ignite
    • turn gas tank off first, before shutting anything else down

Healthy food storage and preparation

  • always use coolers to keep raw meat separate & below 40 degrees
  • make sure fish, meat and burgers are fully cooked before serving

Sun & Open Air:

  1. Sun protection:
    • sun block, sunscreen, cover-ups, long sleeves
    • reapply lotions after water or sports
  1. Heat protection:
    • umbrellas, trees, overhangs, hats
    • drink water, water, water
  1. Bug protection:
    • bug spray, citrus candles, bug lights
    • calamine lotion

Beach & Pool

  1. Supervise all children all the time
    • know who can swim and who can’t
    • start a water buddy system: no one goes in alone
  1. Double check all inflatable water aids for leaks & damage
    • make sure safety equipment is used properly
    • monitor use of water toys & flotation devices
    • at the beach make sure the wind is not blowing out to sea if using an inflatable
  1. Check for underwater debris, sharp stones, shells & other dangers
    • wear water footwear for protection
    • abide by all beach front / ocean warnings and rules


  1. Make sure there is enough space for the game you want to play
    • avoid running across streets & into parking lots
    • keep your distance from other groups, respect everyone
  1. Be careful that you choose appropriate ground to play on
    • check for holes, divots, bumps, lumps, and rocks
    • make sure the playing field is level and flat
  1. Check that your equipment is appropriate and in good working order
    • fully inflate all balls, check net ties & stabilize posts
    • metal and wooden sticks & bats are NOT appropriate
    • make sure you stretch

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