I was referred to Flaherty Insurance through my Attorney. Our insurance costs were increasing dramatically every year, so I called Dan at Flaherty Insurance. He was able to reduce our pricing by 40%. We did not have to reduce our coverage, and the service improved!
Sean Galvin, Galvin Construction, Quincy
We all want to save money car insurance, but there is no need to sacrifice protection in the process. Below are 5 tips that will allow you to do just that.
1) Combine your home, condo, or renters insurance with the same carrier.
By doing this one simple step you can save over 20% on both policies! And be sure to shop based on the cost of the total package, not just the price of the auto. Flo, Lady Liberty and the Gecko may have a competitive auto price, but when you combine policies this probably will not be the case. We have over 12 carriers to quote your auto and home insurance with!
2) Increase your collision deductible
By increasing your collision deductible from $500 to $1,000 you often save 75% of the additional $500 risk you are incurring the first year! In addition, if it is someone else's fault, and you have their insurance info, you will not be charged any deductible.
3) Before you buy that new car find out how it will affect your rate.
All too often people find out after they have purchased a vehicle that it has caused their insurance rate to increase significantly. The cost to repair a vehicle, its safety record, and the likelihood of it being stolen will affect your insurance rate. You can check the car out first at (www.iihs.org)
4) Make sure you are getting all the discounts you are entitled to.
When you are requesting a quote from us, please remember to mention if:
Every little bit can help save you hundreds of dollars annually.
5) Be responsible.
We all know that your driving record will affect your rate. However, did you know that many insurance companies are now looking at your credit history as well? It's true! Studies have shown that people with bad credit have more claims, and companies are now using this information to reward those with good credit, and shy away from those without out it. So remember to drive safely and pay your bills on time!